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Gone are the days when you lived in a joint family sharing every joy or sorrow in addition to the family income making every financial burden if at all it existed, seem unimaginably light. With the disintegration of the joint family nuclear families have become the norm and in addition to financial constraints, rising prices, they have brought in a deep sense of insecurity.
An insecurity that is not only because of the absence of the elderly around to take care of but mainly due to the limited income and the growing needs that you need to fulfil to keep your family happy. After all, what are you earning for. But it's the inflation, monthly expenditure that includes schooling expenses, medical expenses, groceries, conveyance, shopping among others that take away most of your hard earned money leaving a pittance as savings. And its you alone who have to bear it all - the bane of the nuclear family culture. And god forbid something happens to you, who will take care of your family?
But all's not lost. After all, times-are-a-changing and if living in a joint family gave you all the security that you could easily rely on without giving a thought to your tomorrow, today you have Life Insurance. Yes! life insurance gives you all that security that you need and a lot more especially if you are living in a nuclear family. For through life insurance right from the birth of your little one to securing a bright future for your kids and even later you can rely on life insurance.
Your childrens' schooling, the best of college education, will be financed by your life insurance policy. And if its your daughter's marriage expenses that's giving you sleepless nights know that life insurance will take care of that too. Yes all this and a lot more.
Life insurance means only a small amount as premium on a regular basis but in return it offers you an unmatched security cover that's just incomparable. So now you know why if you are living in a nuclear family insurance is a must.