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Health Insurance
Criticare Plus
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Synopsis:
Criticare plus health plan is probably one of the most comprehensive health plan because it provides regular hospitalization benefits in addition to the critical illness cover

Highlight:

  • Provides for regular hospitalization benefits along with critical illness coverage
  • Provides for accident benefit coverage as well
  • Extensive critical illness coverage till 70 Years
  • Lump sum payment equal to the Sum Insured in case of major illness if opted for
  • Non-allopathic treatment is also covered
  • Life long policy renewal is available
  • No third party Administrator, direct in-house claims settlement
  • Network of more than 6000 Hospitals accorss India
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title Description
Room Rent Limit Up to 2% of sum insured, max 4000
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses Up to 7% of hospitalization expenses,Max 5000
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Specified procedure covered
Pre-Existing Disease / Illness coverage After48 months
Waiting Period for New Policy 30 days
Co-Payment Up to 30% entry age 60 years and above
Medical Screening Up to 30% from age 60 years
Ambulance Expenses Up to 750 per hospitalization, Max 1500 per policy period
Non-Allopathic Treatments Up to 25% sum insured, Max 25000
Nursing Allowance Up to 2% of sum insured