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Product Information
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Plan No. 189
  • Immediate Annuity Plan - Annuity starts as early as the next month.
  • Single premium plan: "Pay - Once - Enjoy - Forever".
  • Options of Annuities to choose from:
    • Immediate Annuity per annum payable for the remainder of life.
    • Immediate Annuity per annum payable for 5 years certain so long thereafter as the annuitant may be alive.
    • Immediate annuity per annum payable for 10 years certain and so long thereafter as the annuitant may be alive.
    • Immediate Annuity per annum payable for 15 years certain and so long thereafter as the annuitant may be alive.
    • Immediate Annuity per annum payable for 20 years certain and so long thereafter as the annuitant may be alive.
    • Immediate Annuity per annum payable for life with return of purchase price on death of the annuitant.
    • Immediate Annuity increasing at 3% per annum (simple) payable for life.
    • Immediate Annuity for life with a provision for 50 % of the annuity to the spouse on death of the annuitant.
    • Immediate Annuity for life with a provision for 100 % of the annuity to the spouse on death of the annuitant.
    • Annuity for life with a provision for 100% annuity payable to spouse on death of annuitant with return of purchase price on death of the last survivor.
  • No medical examination is required for purchasing this policy.
  • Available for age at entry as low as 30 years and upto 85 years.
Eligibility Criteria
Min. Max.
Age 30 85
Sum 10,0000 No limit
Premium Modes Single
Single Premium: Rs 100000 Service Tax: 3090
Age is consider 30 years
Pension Mode A B C D E F G H I J
Yearly Mode 7190 7190 7180 7160 7150 6890 5250 7080 6970 6860
* Pension trends in option G
Pension Yearly
Pension Mode 1 2 3 4 5 10 15 20
Yearly Mode 5250 5408 5565 5723 588 6668 7455 8243
- Pension will start after the completion of the pension mode opted.
For example: If the pension mode is Half Yearly then the pension will start after the end of six months from the date of purchase of the policy.