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Health Insurance
Senior Citizen
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Synopsis:
This health Insurance policy has been specially designed for senior citizens between the age group of 61 to 80 Years. It covers medical expenses incurred during hospitalization caused due to any injury, sickness and accident.

Highlight:

  • Exclusive policy for senior citizens aged 61 Years and above
  • Domiciliary Hospitalization benefit is provided
  • Non-allopathic treatment is also covered
  • Co-payment of premium is required wherein a part of the expenses have to be borne by the policyholder
  • Major Surgeries like cancer, brain tumor, cardiac surgeries, pace maker implantation for sick sinus syndrome is covered under this policy
  • Cost of artificial limbs, prosthetics, pacemaker, orthopedic implants etc is also covered under this policy
Benefit:
Title Description
Room Rent Limit Up to 1% of sum insured
ICU Daily Rent Limit Up to 2% of sum insured
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Yes
Pre-Existing Disease / Illness coverage After48 months, 24 months for specific diseases
Waiting Period for New Policy 30 days
Co-Payment Upto 1% of sum insured
Free Health Checkup Up to 1% of sum insured, once in 3 claim free years
Non-Allopathic Treatments Covered
Donor Expenses Covered
Nursing Allowance Up to 1% of the sum insured