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Health Insurance
Individual Medicare
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Synopsis:
Health Insurance Gold policy is Comprehensive health policy aims to cover in-patient hospitalization expenses up to Rs.5 Lacs

Highlight:

  • It covers medical expenses that are incurred during 30 days prior to the admission to hospital and 60 days after the discharge.
  • The cost of Medical check-up once every 3 years provided no claims are made in between the years.
  • Domiciliary Hospitalization benefit is provided
  • The Non-allopathic treatment cost is also covered
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title Description
Room Rent Limit Up to 1% of sum insured
ICU Daily Rent Limit Up to 2% of sum insured
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Yes
Pre-Existing Disease / Illness coverage After 48 months, 24 months for specific diseases
Waiting Period for New Policy 30 days
Free Health Checkup Up to 1% of sum insured, once in 3 claim free years
Ambulance Expenses Up to 2500 per hospitalization
Non-Allopathic Treatments Covered
Daily Hospitalization Allowance Optional, up to 500 per day, Max up to 5000 per hospitalization
Nursing Allowance Up to 1% of the sum insured